We believe you will be able to find virtually everything you will need to know about each of the various types of fixed annuities. The reason that we chose to offer fixed annuities is VERY SIMPLE. You see, now more than ever, when it comes to money matters, consumers are looking for both greater predictability and guarantees. The use of fixed annuities is an excellent way to achieve both of these objectives.
When shopping for fixed annuities, it is vitally important to ensure that your agent searches the entire market to find the absolute best option for you and your family or business. Supported by the nation’s largest wholesale distributor of insurance, representing over 200 of the nation’s top rated carriers, offering over 6,000 products, we’ve got you covered!
Through our dedicated Annuity solutions center, you will have access to the following fixed annuity solutions:
Multi-Year Guaranteed Annuities
These annuities are gaining in popularity versus CDs. You choose the term you want, from 2 years all the way to 10 years.
The Multi Year Guaranteed Annuity pays a fixed, guaranteed return which is usually somewhat or significantly better than an identical length CD.
Instead of paying income tax on the return from your CD every year, your earnings from the Multi Year Guaranteed Annuity grow tax deferred.
This represents a substantial tax savings for some – we’ll be happy to share the details with you and your tax professional.
Immediate Annuities
If you want to convert a sum of money into a guaranteed income stream right away, an immediate annuity is the way to go.
The income can last for a given amount of years, the rest of your life, or as long as either you and your spouse are alive.
You may also choose to have the remainder go to your beneficiary.
Fixed Index Annuities
Earn a minimum guaranteed rate and realize the potential for gains along with the stock market at the same time.
When the stock market loses ground, the value of your annuity does not.
You can choose a term as short as 3 years, or roll over your tax deferred plan and create a personal pension – that can never run out of money.
The proven performance of Fixed Index Annuities over the last decade is extremely noteworthy. They protected those who participated from any losses in 2002 and again in 2008 – but they have also produced good returns during growth years.
This combination of safety and growth has attracted millions of Americans to Fixed Index Annuities.
Fixed Index Annuities With a Bonus
The same as fixed indexed annuities described above. However, in this scenario,you receive an immediate bonus, typically ranging from 5% to 8%, on all monies placed in the annuity.
