As a business owner, you want to make sure your assets are protected. While making sure your assets and liabilites, such as your building and business property are covered, you will also need to consider your other assets like: you, your family, partners, key personnel, and employees. Whether your need is simple or complex, we have both the expertise and resources to help you with a group life and health insurance policy. In addition to helping you find the right life and health insurance product solution for your needs, we also provide technical guidance when needed. Purchasing group life and health insurance is one of the most important decisions a person and business will ever make. It is critical to make sure that you are being guided by professionals who have the experience to help you make the absolute best choice.
What is Group Life?
Group life insurance is a type of life insurance in which a single contract covers an entire group of people. Typically, the policy owner is an employer or an entity such as a labor organization, and the policy covers the employees or members of the group. Group life insurance is often provided as part of a complete employee benefit package. In most cases, the cost of group coverage is far less than what the employees or members would pay for a similar amount of individual protection.
What is Group Health?
Insurance coverage for an organization’s employees or members who through injury or illness incur hospital, doctor, and other medical expenses.