Driving With Children: The Ultimate Distraction It seems like kids are hard-wired to get hungry and more demanding as soon as the car starts. While driving across town or across the country, if you are not hearing cries of “I’m hungry,” more than likely it’s “I’m bored.”
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Why a BUI Means Higher Auto Insurance Rates Boats and alcohol: Many boaters think they are a perfect combination. A nice summer afternoon, a few friends aboard, a cooler of beers – what more could you want, right? Truth is, drinking while piloting a boat is more
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Sometimes Less is Less Car ownership is a large part of the family budget for most households and a major expense is insurance. Ever since automobile insurance has been offered; buyers have been sensitive to how much it costs. Many insurance company ads focus on price and
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Car Pooling – Part 2 Note: Please be sure to read “Car Pooling – Part 1″ You have already learned that many drivers use different ride-sharing arrangements. The typical automobile insurance policy covers these arrangements because the driving exposure is essentially the same. The common policy exclusion
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Car Pooling – Part One Environmental concerns, traffic congestion, convenience, desire to relieve driver stress, poor public transportation, lack or expense of parking are all factors that contribute to commuters forming driver groups or car pools. Parents use such arrangements to transport children to school, sports events
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Motorcycle Insurance- Part Three: Being A Safe Driver In Motorcycle Insurance parts one and two, we discussed the basic coverages available for protecting against losses to the motorcycle and protecting motorcycle operators against loss they may cause to others. Motorcycles make up a small fraction of the
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Motorcycle Insurance- Part Two: Covering the Bike and the Driver Though not, typically, as expensive as cars, motorcycles still are a large investment and should be protected by insurance, particularly when money has been borrowed in order to buy them. Below are typical coverages that apply either to
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Motorcycle Insurance- Part One: Liability Coverage While motorcycles operators and their driving considerations are quite different than persons operating other, larger, enclosed vehicles; there is one, major similarity…..the need for insurance protection. Most states have financial responsibility laws requiring you to carry proof that you are able
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Auto Policy Exclusions South Carolina Even if you have auto insurance, there are still instances, called exclusions, when your policy won’t provide coverage. Why should exclusions exist in an insurance contract? There are several different reasons. Exclusions: help contain the expense of providing insurance; prevent coverage under
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Signal Your Intent in South Carolina Auto risk mitigation organization “SafetyFirst” noticed some important statistics from it database of calls into its hotline. They discovered that a significant percentage of its calls involved drivers who did not use their turn signals. That issue was significant, especially since
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