Are You Liable For Summer Fun in Charleston, South Carolina? Ready, Set, Summer! Summer generally arrives with a huge surge in recreational activity. School ends and parents start searching for leisure and recreational activities for themselves and their children. The activities range from elaborate vacations or summer-long camps
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Why a BUI Means Higher Auto Insurance Rates Boats and alcohol: Many boaters think they are a perfect combination. A nice summer afternoon, a few friends aboard, a cooler of beers – what more could you want, right? Truth is, drinking while piloting a boat is more
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Boatowners Coverage South Carolina -2012 The insurance approach for covering boats and boating property is quite similar to what is used to protect cars and homes. Essentially insurance is offered on a package basis, meaning that there is coverage for physical property as well a protection against
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The Internet, due to this medium’s connection to savvy, technologically astute consumers, has become an ideal method for promoting and selling insurance products. However, even as greater advantage is being taken of electronic insurance transactions, it is important to keep a bit of old, yet still excellent
Read more →Insurance companies use different sources of information about a person that supplements an application. For auto coverage, motor vehicle reports are ordered. For home coverage, physical inspections may be needed. Another tool that is widely used for underwriting is credit-based scoring. Use of this method was once
Read more →Insurance fraud makes victims out of insurance companies and their customers. In common terms, insurance fraud is lying to or deceiving an insurer in order to make money or to become insured. Some common fraud schemes include: “padding” (inflating the true amount of) a claim lying or
Read more →Umbrella insurance only works properly when the primary (underlying) coverages are maintained. In fact, the obligation to make sure proper support remains in place is part of the umbrella insurance contract. It is found in the policy’s “Maintenance of Underlying Coverage” provision. The provision typically refers to
Read more →When the topic of exotic, ideal locations for vacations comes up; island paradises and tropical locales are always popular. The water, the beaches, the warm winds are very attractive conditions. However, they are also the originating locales for tropical storms and hurricanes. The dark side of the
Read more →Check out our new TV commercial on Vimeo. The commercial will be showing on channel 2 around the Today Show, Jeopardy, and the local news. [video link="http://vimeo.com/34840303" width="100%" height="350px" type="vimeo"]
Read more →Hurricane Irene is now projected to hit our coastline by the end of the week, so we have prepared a brief list of some things that would be helpful to do before the storm and after the storm. Depending on when and where the storm hits we
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