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Saving Water Damaged Property

Monday, 24 February 2014 by

Flood: Be Safe, Then Act Quickly Different sources such as salvage experts, property specialists and government agencies advise that quick action is critical when faced with water-damaged property. Many types of personal property can be saved within 48 hours of the property suffering damage. Before trying to save property, make sure that YOU are safe.

Pros and Cons of Personalized Insurance Services  Independent insurance agents, unlike insurance agents employed by a large national insurance provider, have access to many insurance companies. Agents who work for a big insurer can only offer you insurance plans provided by their company. Independent insurance agents, however, work for you, and they have access to

Flood Insurance Charleston, SC Do you need flood insurance? The answer is yes and you should seriously consider buying flood insurance. Most persons who need the protection buy coverage offered by the National Flood Insurance Program (NFIP). If your community doesn’t participate in the program, you’ll have to look into coverage from private insurance companies,

Saving Water Damaged Property South Carolina Salvage experts, property specialists and government agencies advise that quick action is critical when faced with water-damaged property. Many types of personal property can be saved within 48 hours of the property suffering damage. Before trying to save property, make sure that YOU are safe. Flooded buildings can be

Flood Insurance Examined

Thursday, 13 September 2012 by

Flood Insurance Examined 2012 Most homeowners know that certain natural catastrophes that tend to occur on a massive scale are beyond the abilities of regular insurance companies to handle. One type of catastrophe is flooding. While flooding can affect a single home, floods tend to occur on a large scale, often causing substantial damages to

Changes Taking Place in the National Flood Insurance Program 2012 There are major changes taking place in the National Flood Insurance Program (NFIP) effective October 1, 2012. We are publishing this in advance so you may be aware of the changes. You will see an increase in premium on your flood policy renewal. The severity

We are writing to inform you that Congress passed and the President has signed H.R. 4348 which included the Biggert-Waters Flood Insurance Reform Act of 2012.   This bill reauthorized the National Flood Insurance Program (NFIP) for 5 years through September 30, 2017. What does this mean for you? This long-term authorization will allow us to

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Internet Insurance Information

Wednesday, 11 April 2012 by

The Internet, due to this medium’s connection to savvy, technologically astute consumers, has become an ideal method for promoting and selling insurance products. However, even as greater advantage is being taken of electronic insurance transactions, it is important to keep a bit of old, yet still excellent advice – “Let the buyer beware.” Possible Danger

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Credit Based Insurance Scoring

Tuesday, 28 February 2012 by

Insurance companies use different sources of information about a person that supplements an application. For auto coverage, motor vehicle reports are ordered. For home coverage, physical inspections may be needed. Another tool that is widely used for underwriting is credit-based scoring. Use of this method was once controversial but, by and large, it has gained

Insurance Fraud

Wednesday, 01 February 2012 by

Insurance fraud makes victims out of insurance companies and their customers. In common terms, insurance fraud is lying to or deceiving an insurer in order to make money or to become insured. Some common fraud schemes include: “padding” (inflating the true amount of) a claim lying or hiding (concealing) important information when applying for insurance

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