Are You Liable For Summer Fun in Charleston, South Carolina? Ready, Set, Summer! Summer generally arrives with a huge surge in recreational activity. School ends and parents start searching for leisure and recreational activities for themselves and their children. The activities range from elaborate vacations or summer-long camps
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Protect Your Pet with Your Homeowners Insurance Owning a pet can bring both many joys and much financial responsibility. Pet owners may not know that they can be held liable for any harm pets cause to people, property and other animals. The relationship that you have with
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Tips to Keep Your Bathroom Safe While insurance is a method of protecting against injury and loss, a much older method is called risk management. It refers to any action that helps to either significantly reduce or eliminate the chance
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Rebuilding Your Home After a Hurricane South Carolina – 2012 Imagine how devastating it would be to lose your home in a hurricane. Now imagine not being able to rebuild your home after a hurricane completely because you did not have the correct amount of insurance. Selecting the proper
Read more →Homeowners Insurance Lingo It is important to understand your Homeowners Insurance policy and be aware of all the exclusions and limitations it may contain. Knowing the meaning of all the specific terms and definitions will provide insight into your coverage’s ins and outs and make you feel
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The Internet, due to this medium’s connection to savvy, technologically astute consumers, has become an ideal method for promoting and selling insurance products. However, even as greater advantage is being taken of electronic insurance transactions, it is important to keep a bit of old, yet still excellent
Read more →Most insurance policies are designed to cover the following: single individuals traditional married couples traditional family – husband, wife, children relatives sharing the same household However, when two or more unrelated individuals live in the same residence and/or share the use of the same vehicle(s), the coverage
Read more →Insurance companies use different sources of information about a person that supplements an application. For auto coverage, motor vehicle reports are ordered. For home coverage, physical inspections may be needed. Another tool that is widely used for underwriting is credit-based scoring. Use of this method was once
Read more →While dogs make great companions, playmates, and protectors, they also continue to be a problem for insurers. Nearly two million people are bitten by dogs each year with around 800,000 persons requiring professional medical treatment for their wounds. Each of these incidents is a potential lawsuit. Have
Read more →Insurance fraud makes victims out of insurance companies and their customers. In common terms, insurance fraud is lying to or deceiving an insurer in order to make money or to become insured. Some common fraud schemes include: “padding” (inflating the true amount of) a claim lying or
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