Protect Your Pet with Your Homeowners Insurance Owning a pet can bring both many joys and much financial responsibility. Pet owners may not know that they can be held liable for any harm pets cause to people, property and other animals. The relationship that you have with
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Exchange Students – Homeowners Coverage This article briefly discusses how a homeowner policy responds to coverage for exchange students. Please be sure to read the companion article, “Exchange Students – Automobile Coverage.” Note: Check with your exchange student program coordinator to see what kinds of coverage are automatically
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Special Property, Special Coverage- Part 2 Part one of this article was about the typical homeowners policy containing substantial coverage limitations for certain types of property. This part concerns how to deal with this limitation. Handling The Limited Coverage Situation Insurance companies are happy to provide more
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Special Property, Special Coverage – Part 1 A standard homeowners policy offers a limit equal to half of the amount reserved for the residence (ex. Your home is covered for $150,000, so your contents and furnishings are covered for $75,000). While this is generous coverage, it does
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What Can You Do If You Cannot Purchase Homeowner’s Insurance in South Carolina Last week a couple of our agents attended the annual convention for insurers of South Carolina and picked up a couple of helpful brochures from the South Carolina Department of Insurance. This information below comes from
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Prepping for a Hurricane South Carolina 2012 Hurricane season is close to being over but it looks like there is one more major storm for this season, Hurricane Sandy. Sandy is projected to hit the mid-Atlantic region as early as Sunday this weekend and wreak havoc through Halloween. Experts
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Water Damage Prevention Checklist -2012 Even a small leak can become a major problem, so knowing what you’re covered for and how to prevent water damage are equally important. The below tips should help uncover any potential water problems down the road and keep your property dry.
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Rebuilding Your Home After a Hurricane South Carolina – 2012 Imagine how devastating it would be to lose your home in a hurricane. Now imagine not being able to rebuild your home after a hurricane completely because you did not have the correct amount of insurance. Selecting the proper
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Insurance Tips: Back-to-School Time – 2012 College is expensive enough without finding out too late that an accident or theft isn’t covered under your current policies. So, as you get your children ready to head off to school in the fall, there’s one vital “to-do” to add
Read more →Homeowners Insurance Lingo It is important to understand your Homeowners Insurance policy and be aware of all the exclusions and limitations it may contain. Knowing the meaning of all the specific terms and definitions will provide insight into your coverage’s ins and outs and make you feel
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