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How Does My Credit Score Affect What I Pay for Auto Insurance? You may not have had any auto accidents or moving violations, but if you have not managed your credit score you will pay more for auto insurance. In fact, your credit score is one of the biggest factors used to determine what you

A Broad View of Risk – Part Two

Monday, 11 November 2013 by

A Broad View of Risk – Part Two Please See Part One of this article The old adage that “there’s nothing new under the sun” does not apply to today’s world of risk management. It has been decades since proper risk management meant merely identifying losses and finding ways to get reimbursed. True risk management

A Broad View of Risk – Part One

Monday, 04 November 2013 by

A Broad View of Risk – Part One It’s a dream. You’re inspecting your business just moments before a planned opening. The service counters gleam, your inventory is varied and properly displayed, your employees are experienced and service-oriented, and the location is prime and likely to consistently attract traffic. You marvel at the floor plan

5 Things To Do If Your Car Has Been Vandalized We hope you’re not reading this several days after your car has been vandalized, because that would suck and it could also hinder your auto insurance claim. In order to qualify for insurance coverage for the vandalism, be aware you must have comprehensive coverage on

 Collision Coverage – What Is It and Do I Need It? Collision Coverage Protects You from the Most Common Cause of Car Damage.  Collision Coverage Is a Vital Auto Insurance Option  Most of us have, at one time or another, looked at a bill for our car insurance premium and wondered, “Do I really need

When Your Car Breaks Down…..Towing Insurance to the Rescue!  Most drivers have endured the inconvenience of a mechanical breakdown on the road and subsequent need for a tow. It could be a dead battery, a blown tire or engine trouble. The first thing you probably think of is whether you have towing insurance. And what

Homeowners Insurance And Mold: What Is Covered?  Mold is nasty wherever it is. That said, mold of some type can crop up in any home anywhere. It is typically not dangerous; however, that does little to diminish its perceived toxicity and associated expensive repair procedures. The fact is, mold is rarely included in most standard

How Previous Claims Affect Your Car Insurance Needs How many times have you said to yourself you should learn from your mistakes? Learning from previous car insurance claims is no different. Insurance claims come in all varieties: from damages you don’t really have any control over to those you cause and/or could have prevented. For

5 Tips to Help You Understand Homeowners Insurance Policies Home insurance can be complicated, especially if you add a vacation home to the equation. Take one look at your policy, and you may wonder what it all means. And yet, homeowners insurance is essential to protect the property you’ve worked so hard to acquire. The

Anderson Insurance Associates – Local Agency Included In IIABA’s Best Practices Study Charleston, SC 10/01/2013 – Anderson Insurance Associates is part of an elite group of independent insurance agencies around the United States participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) “Best Practices” Study Group.  Each year since 1993,