Protect Your Pet with Your Homeowners Insurance Owning a pet can bring both many joys and much financial responsibility. Pet owners may not know that they can be held liable for any harm pets cause to people, property and other animals. The relationship that you have with
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Driving With Children: The Ultimate Distraction It seems like kids are hard-wired to get hungry and more demanding as soon as the car starts. While driving across town or across the country, if you are not hearing cries of “I’m hungry,” more than likely it’s “I’m bored.”
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Why a BUI Means Higher Auto Insurance Rates Boats and alcohol: Many boaters think they are a perfect combination. A nice summer afternoon, a few friends aboard, a cooler of beers – what more could you want, right? Truth is, drinking while piloting a boat is more
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Do You Need Flood Insurance? Do you need flood insurance? Well, walk to the nearest mirror and ask the person you see if he or she owns much property that could be damaged or destroyed by water. If the answer is yes, then you should seriously consider
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Weather Insurance- Part Two In part one, we briefly discussed that weather insurance is a method to protect event sponsors, manufacturers and service providers who are vulnerable to weather-sensitive losses. Weather-related insurance products protect against loss from
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Weather Insurance – Part One In general, weather insurance protects the sponsor of an event, a manufacturer of a product or a provider of a service that is heavily dependent on or is vulnerable to weather activity. It covers financial loss such as reduced revenue, increased expenses
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Exchange Students – Homeowners Coverage This article briefly discusses how a homeowner policy responds to coverage for exchange students. Please be sure to read the companion article, “Exchange Students – Automobile Coverage.” Note: Check with your exchange student program coordinator to see what kinds of coverage are automatically
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Sometimes Less is Less Car ownership is a large part of the family budget for most households and a major expense is insurance. Ever since automobile insurance has been offered; buyers have been sensitive to how much it costs. Many insurance company ads focus on price and
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Tips to Keep Your Bathroom Safe While insurance is a method of protecting against injury and loss, a much older method is called risk management. It refers to any action that helps to either significantly reduce or eliminate the chance
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Car Pooling – Part 2 Note: Please be sure to read “Car Pooling – Part 1″ You have already learned that many drivers use different ride-sharing arrangements. The typical automobile insurance policy covers these arrangements because the driving exposure is essentially the same. The common policy exclusion
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