Directors And Officers Coverage- Part 2 In Directors and Officers Coverage – Part 1, we talked about the need for a corporation’s board of directors to secure D&O insurance. Like any other type of insurance transaction, a business has to complete an application and this can cause problems
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Directors And Officers Coverage- Part One If your business is incorporated, does it have a board of directors and corporate officers? Do you serve on a board of directors? If the answer is yes to either question, you could be exposed to lawsuits from shareholders. They may
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General Contractors South Carolina General contractors (GCs) are the playmakers for any significant construction project, taking responsibility for all key operations such as construction assignments, job site supervision, and activity coordination. Typically, GCs have their own construction specialty (example: malls, restaurants, office buildings, stadiums, arenas, parks, etc.).
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Cyber Liability Insurance South Carolina After the recent massive cyber-attack that stole the Social Security and bank account numbers of millions of South Carolinians, shouldn’t cyber liability insurance be a no-brainer? Owning your own business can increase the amount of stress in your life, but what if
Read more →From the smallest towns to the largest cities; there’s the repeated scene of a bar or club filled with people. They gather to eat, drink and to be entertained. Three sources of entertainment are still quite popular; live bands, DJs and karaoke. While many performers who provide
Read more →Do you think you’ll become enraged on the road? Emotions have a huge impact on driving. Long before starting your car, you’ve had to wake up, deal with morning stress, perhaps get your kids moving, and worry about work (including getting there on time). Now that you’re
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The Internet, due to this medium’s connection to savvy, technologically astute consumers, has become an ideal method for promoting and selling insurance products. However, even as greater advantage is being taken of electronic insurance transactions, it is important to keep a bit of old, yet still excellent
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Professionals, such as doctors, lawyers and accountants, along with a growing number of other occupations, work in fields that need special protection. Pharmacists, architects, engineers, opticians, beauticians, insurance agents, and various types of consultants are frequently sued due to the high standard of accountability under which they
Read more →Insurance companies use different sources of information about a person that supplements an application. For auto coverage, motor vehicle reports are ordered. For home coverage, physical inspections may be needed. Another tool that is widely used for underwriting is credit-based scoring. Use of this method was once
Read more →Employees routinely use their own vehicles in their jobs or just to run errands for their employer. Does your company have protection in case of an accident and both your worker and your company are sued? If your company has a business auto policy, it should include
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