Personal Insurance

Why is personal insurance important? Insurance plays a vital role in making sure you, your family, and all of your assets are protected in the event of an accident, catastrophe, or illness. What you essentially accomplish when you purchase an individual insurance policy is transfer the financial risk from you to the insurance company. For example, most people wouldn’t be able to absorb the cost of having to rebuild their home if it was destroyed by a fire. What most of us can afford is the home insurance premium to insure the home in case it was destroyed. In some cases insurance is mandatory. The state requires you to carry liability insurance on your auto and a mortgage company is most likely going to require you to carry home insurance to protect their interests, but we also need insurance that may not be mandatory. AIA can provide insurance for almost any type of insurance needs. Some of our individual coverage includes:

• Auto Insurance

• Home Insurance (Coastal, Tenant, Condo)

• Flood Insurance

• Boat and Yacht Insurance

• Life & Health Insurance

• Inland Marine Insurance (Personal Property)

• Personal Umbrella Insurance

• Specialty Insurance (Aircraft, ATV, RV, Motorcycles)