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Build a Safer Workplace in 9 Easy Steps Whatever business you’re in, making your workplace safer can save your company money, build employee morale and create a positive culture that increases your chances of success. Follow these easy steps to keep your workplace–and your employees–safe. Review the OSHA standards for your industry. All businesses must

Directors And Officers Coverage- Part 2 In Directors and Officers Coverage – Part 1, we talked about the need for a corporation’s board of directors┬áto secure D&O insurance. Like any other type of insurance transaction, a business has to complete an application and this can cause problems that could affect possible coverage. A business seeking

Social Media Liability- Part 2

Wednesday, 13 February 2013 by

Social Media Liability- Part 2                   See part 1 which discusses the meaning of social media liability. Social media liability claims can be complicated and expensive since they may involve historical postings. In these instances, defense costs may include electronic discovery or subpoenaing information from the social

Social Media Liability Part One

Tuesday, 12 February 2013 by

Social Media Liability Part One Your chances of suffering a loss is increasingly affected by the Internet and, particularly, social media. Increasing your awareness of social media liability loss exposures may help you to minimize or avoid them. Social Media Liability refers to claims for libel, slander, harassment, invasions of privacy, violations of intellectual property

Business Insurance? No, We Will Be Going Bare Businesses, regardless of what they do or of their size, make decisions that affect how they are covered. There are many factors that go into choices about what needs to be protected, such as: Buildings Machinery Equipment Business Furnishings Vehicles Inventory and other assets Besides physical assets,

Earthquake Safety Charleston

Wednesday, 23 January 2013 by

Earthquake Safety South Carolina Earthquakes appear to be making frequent headlines around the world. As with any major, natural event, they can be catastrophic! Earthquakes are not like severe weather that can be tracked and anticipated. You can switch on the TV or go to a website or devoted cable network for information on where

A Stormy Issue

Wednesday, 18 January 2012 by

When the topic of exotic, ideal locations for vacations comes up; island paradises and tropical locales are always popular. The water, the beaches, the warm winds are very attractive conditions. However, they are also the originating locales for tropical storms and hurricanes. The dark side of the tropics is that all of the water and

Joint Ventures

Monday, 18 April 2011 by

A joint venture is an entity formed by two or more businesses in order to pursue a specific purpose for a specified period of time. While some states require joint ventures to be legally filed, other states recognize any entity that meets the definition. A partnership differs from a joint venture as the former lasts

On January 7, 20 II, the South Carolina Supreme Court issued its opinIon in Crossmann Communities of North Carolina v. Harleysville Mutual Ins. Co., Opinion No. 26909 (S.c. Sup. Ct. filed January 7, 20 II). The Crossman Communities case alters prior jurisprudence concerning standard commercial general liability (CGL) policies. The Court’s decision significantly restricts the

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