OFFICE HOURS: Monday-Friday 8:30am - 4:40pm Saturday - Sunday Closed

Protect Yourself with Renters Insurance It’s common knowledge that if you own a home, you most likely need homeowners insurance to protect your investment and belongings. But if you rent a home or apartment, there’s a misconception that you do not need similar insurance protection. This is far from the truth. Renters insurance protects you

Hang Up and Drive: Avoid Being a Distracted Driver in Charleston, South Carolina For many Americans, especially those under 40, using a cell phone while driving seems perfectly normal. And when you consider that there are over 236 million cell-phone users, that’s a lot of them on the road. But is it safe? The numbers

How Does My Job Affect My Car Insurance Rate? People with high-stress jobs usually pay more for car insurance than those with low-stress jobs. An example explains why: Let’s say Lance the Lawyer and Larry the Librarian differ only in their occupations – same age, same marital status, living in the same neighborhood. Larry is

Group Loyalty Can Mean Car Insurance Discounts for You You may have heard that some car insurance companies offer discounts to auto club members, but did you know your alma mater and other groups you belong to might be able to save you some money on your premiums as well? That’s right, those membership dues

10 Boat Theft Prevention Tips

Monday, 18 November 2013 by

10 Boat Theft Prevention Tips Many residents of the Charleston area are fortunate enough to own their own boat. For many of these boat owners, their boat isn’t just an extra source of transportation but their pride and joy, often times a symbol of all of their hard work and achievements. Sadly, boat theft is

A Broad View of Risk – Part Two

Monday, 11 November 2013 by

A Broad View of Risk – Part Two Please See Part One of this article The old adage that “there’s nothing new under the sun” does not apply to today’s world of risk management. It has been decades since proper risk management meant merely identifying losses and finding ways to get reimbursed. True risk management

5 Things To Do If Your Car Has Been Vandalized We hope you’re not reading this several days after your car has been vandalized, because that would suck and it could also hinder your auto insurance claim. In order to qualify for insurance coverage for the vandalism, be aware you must have comprehensive coverage on

 Collision Coverage – What Is It and Do I Need It? Collision Coverage Protects You from the Most Common Cause of Car Damage.  Collision Coverage Is a Vital Auto Insurance Option  Most of us have, at one time or another, looked at a bill for our car insurance premium and wondered, “Do I really need

When Your Car Breaks Down…..Towing Insurance to the Rescue!  Most drivers have endured the inconvenience of a mechanical breakdown on the road and subsequent need for a tow. It could be a dead battery, a blown tire or engine trouble. The first thing you probably think of is whether you have towing insurance. And what

Homeowners Insurance And Mold: What Is Covered?  Mold is nasty wherever it is. That said, mold of some type can crop up in any home anywhere. It is typically not dangerous; however, that does little to diminish its perceived toxicity and associated expensive repair procedures. The fact is, mold is rarely included in most standard