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A Stormy Issue

Wednesday, 18 January 2012 by

When the topic of exotic, ideal locations for vacations comes up; island paradises and tropical locales are always popular. The water, the beaches, the warm winds are very attractive conditions. However, they are also the originating locales for tropical storms and hurricanes. The dark side of the tropics is that all of the water and

Certificates | Insurance

Monday, 18 April 2011 by

Business transactions frequently require insurance coverage. A Certificate of Insurance is a document that is often requested as proof that adequate insurance exists. A certificate is not the same as a policy and certificates do not affect the coverage provided by a particular insurance policy. Therefore, requests to “endorse the certificate of insurance” are inappropriate

Joint Ventures

Monday, 18 April 2011 by

A joint venture is an entity formed by two or more businesses in order to pursue a specific purpose for a specified period of time. While some states require joint ventures to be legally filed, other states recognize any entity that meets the definition. A partnership differs from a joint venture as the former lasts

On January 7, 20 II, the South Carolina Supreme Court issued its opinIon in Crossmann Communities of North Carolina v. Harleysville Mutual Ins. Co., Opinion No. 26909 (S.c. Sup. Ct. filed January 7, 20 II). The Crossman Communities case alters prior jurisprudence concerning standard commercial general liability (CGL) policies. The Court’s decision significantly restricts the