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Underinsured Homes

Monday, 03 March 2014 by

Most homeowners have one thing in common: their single, largest asset is usually their residence. Most homeowners are also aware that, regardless where they live, their home faces the chance that it could be severely damaged or destroyed by a number of causes. In recent years, many homes have been demolished by catastrophic floods, fires

Personal Injury

Friday, 20 January 2012 by

Unlike accidental events that result in a person suffering a serious injury (called Bodily Injury) or property that is damaged or destroyed (called Property Damage); Personal Injury usually involves one person’s alleged interference with another person’s legal rights. It also applies to incidents that damages another person’s reputation. Personal Injury commonly includes the following acts:

If you own a home; you’ll want to think about the best way to insure it. One goal is to match your needs to the right company. Some companies like new, high-valued homes while some companies do well with older or historic preservation homes. Others are comfortable with country homes or old farm homes. It

Vacant | Unoccupied Homes

Tuesday, 31 May 2011 by

First, there IS a difference. The difference between the two is a matter of time and intent. While unoccupancy is a temporary condition and an exception to a residence normally having occupants, vacancy generally represents abandonment of property. The point is that either condition may affect your coverage under a typical homeowner policy. It is

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Homeowners: Hurricane Tips

Thursday, 21 April 2011 by

It is an unfortunate fact that many homeowners have to deal with the horrendous loss created by hurricanes. Hopefully, any affected person will own a homeowner insurance policy to help deal with the crisis. Persons who have suffered hurricane damage need to be aware of their responsibilities under the insurance policy in order to take

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