Accidents happen, even to the most careful driver. You're not alone on the road; Anderson Insurance is there with you. Our Personal Auto Policies help cover repairs to your vehicle and bodily injury. If you caused the accident, then our policy pays for the other drivers' physical damage or injuries. There are many factors which impact your auto insurance cost. We can walk you through the process and help to protect you while you're on the road.

We can rate your auto insurance with the most competitive carriers available. We will need some information from you to provide the most accurate car insurance quote, therefore it is best to gather your driver and vehicle information together before requesting your quote. Then, our agents will examine the pertinent information to create a tailored car insurance quote to meet your needs.

What are the basic coverages of a car insurance policy?

• Bodily injury liability coverage - defends you and pays for bodily injury or death resulting from an accident for which you are at fault.
• Property damage liability coverage - defends and protects you if your car accidentally damages another person's property.
• Medical payments, no-fault or personal injury coverage - pays a limited amount for the medical expenses of the driver and passengers in your car incurred as a result of a covered accident, regardless of fault.
• Uninsured motorist coverage - pays for your injuries and certain property damage caused by an uninsured or a hit-and-run driver. In some cases, underinsured motorist coverage is also included. This is for cases in which the at-fault driver has insufficient insurance.
• Other than collision - pays for damage to your car from theft, vandalism, flood, fire, and other covered perils.
• Collision coverage - pays for damage to your car when it hits or is hit by another object.

Other car insurance coverages available include

• Towing and labor
• Car rental reimbursement
• Gap coverage
• Roadside assistance

Use of Personal Vehicles

Insurance policies for privately owned vehicles may not cover damage to your privately owned car or truck when it is used for business, even home cosmetics, jewelry sales, or a pizza delivery business.

Call us today for your personalized auto insurance quote at 843.763.7525.