Commercial/Business Insurance
Having business insurance gives you more than just peace of mind; it plays a vital role in the overall strategy of a long-standing business plan. The right commercial insurance coverage will help you stay competitive and protect your company in the event of an accident or disaster. At Anderson Insurance Associates, we want to partner with you to assess your risks, evaluate your coverage requirements, and personally answer any questions you may have.
Most business owners cannot absorb the cost to rebuild their place of business, nor can they afford the cost of lawsuits in today's litigious society. There are commercial insurance coverages which every business needs, and having an agent review your needs and goals is vital to your continued success. Let us help you build the commercial insurance you need.
Here are some ways to save money on business insurance:
- Shop around
Anderson Insurance Associates can do the shopping for you. We have access to many different companies who can provide just the right insurance for your business needs.
- Work closely with us.
We can review valuable information with you that will help protect your business from risk, exposure to loss, and unexpected disasters. You will need to keep us informed about any major changes in your business, such as major purchases, expansions, changes in hiring or the nature of your operation.
- Ask about ways to cut costs and prevent losses
You may be able to reduce your premium for certain coverages by following your insurer's recommendations. Ways to prevent losses can include workplace safety, disaster preparation, monitored alarm systems, and fire sprinklers. We can help you cut costs by guiding you on how to reduce claims and how to organize safety programs in the workplace. We can provide you with OSHA safety manuals and up-to-date materials about the latest rules and regulations, as well as tools that might help you to prevent injuries.