Commercial Auto Insurance covers your business for bodily injury or property damage to third parties as a result of an auto accident which was your fault. It can also cover your vehicles for property damage and provides limited coverage for medical costs to passengers in your vehicle. There can be limitations on these policies, e.g. who is allowed to drive; use of the vehicle only for business, not after hours, etc. Employees are normally covered under Workers' Compensation if they are injured in an auto accident. Speak to an agent about what coverage you need.

Hired/Non-owned Auto Liability

Are you renting cars or are your employees using their own vehicles? Hired/Non-owned auto liability provides coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business). Oftentimes, this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy.

Every business is unique – talk to Anderson Insurance Associates today to find out how to get the best commercial auto insurance, service, price and value. Give us a call at 843.763.7525.